My small IRA at Schwab

I connected ANNIE to my IRA and let her manage the entire portfolio, maintaining seven positions at all times. No manual overrides, no special treatment. That’s how much I trust her—with my own financial future.

ANNIE: 35%
SPY: 11%
A.N.N.I.E. is beating the market by 24%!

I will update this info every few months so you can watch my account grow! ;)

ANNIE in 2018

Think about how much smarter she is now!

We began paper trading in real time on August 14, 2018. (Purple line on the graph. Gray is the SPY for comparison.)

That phase ended on June 18, 2019.

Final Annualized Return (Paper Trading):
ANNIE: 20.55%
SPY: 0.91%
Result: ANNIE outperformed the market by 19.64%.

Then came the real test.

We started trading real money on September 3, 2019. (Green line on the graph.)

We exited all positions by December 31, 2019.

Final Annualized Return (Real Money):
ANNIE: 33.7%
SPY: 14.4%
Result: ANNIE beat the market again—this time by 19.3%

We had plans to launch a fund in March 2020… but then the world... you know.

From 2018 to today, ANNIE has consistently outperformed the S&P 500 in paper and real-money tests. Each result is based on daily trade signals executed in real time — not hypothetical models or cherry-picked backtests.